Planning a Strategic Path to a Lasting Legacy With First Federal Investment Services

Young tourists with backpacks, athletic boy helps slim girl to clime rocky mountain top against bright summer sky and mountain range background. Tourism, traveling and healthy lifestyle concept.

Investing is one of the top methods for developing and maintaining your wealth. Whether you’re just starting your career, planning your future, building a successful and lucrative business, or solidifying your legacy, smart investment decisions can propel your financial plans.

WhatcomTalk sits down with Earl Johnson, an LPL Financial Advisor with First Federal Investment Services, a relationship between LPL Financial and local community bank First Fed. Johnson offers clients a clear approach to practicing strategic investments.

Investing is one of the best ways to help yourself ensure a retirement lifestyle you can enjoy with the people you love the most — and First Federal Investment Services’s Earl Johnson is here to help you reach that goal. Photo courtesy: First Fed

“You can think of it like a three-legged stool,” says Johnson. “The first leg is what many banks have traditionally been engaged with when it comes to investment services — deposit alternatives that are provided by insurance companies, also called annuities.”

The next piece is something new First Federal Investment Services is starting: a financial planning program that offers clients the ability to sit down with an advisor and go through a discovery process that will help them put together a financial plan for themselves. It examines their monthly budget against retirement goals, or the efficiency of how they’re allocating their resources while in retirement.

The final component of the three-pronged approach is an extension of the financial planning program. “The third leg helps investors with resources beyond annuity type needs, including long-term capital that is managed in stock and bond portfolios,” Johnson says. “We guide people in determining their risk tolerance and help them find managers able to meet their criteria.”

All three work in tandem to provide a comprehensive financial planning package to investment services clients, regardless of where they are in their financial journey.

While Johnson emphasizes that you can start an effective financial plan at any age, every life stage is significant for developing an investment portfolio, starting from the very beginning of your career.

“The first thing we would want to review is the retirement planning opportunities available through their employer,” says Johnson, “Most young folks don’t have enough income to participate in both a 401k plan while contributing to their own investment plan outside of the company’s 401k.”

Johnson says it’s essential that young investors understand the value of their company’s retirement plan options and how to best use the benefits of a traditional or Roth 401k contribution based on the percentage of money a company will match.

“When they sign up for that program, we make sure they understand how to maximize their investment with their company’s matching program,” Johnson says. “It’s like getting a free raise.” If available, a company retirement plan can also be a huge benefit when looked at over a long period of time and contribute toward your ultimate financial goal.

Another advantage to investing young is having the opportunity to explore, and even make mistakes in the stock market with time to correct them before it really matters. “Understand the value of time and don’t be so concerned about what to choose,” says Johnson. “That confusion can stop people from making any choice at all, when it’s important to take advantage of the retirement plans that offer a real benefit.”

As a mid-life established investor, your financial services should revolve around planning and diversifying your investment portfolio. At this stage in life, there can be a significant number of changes that directly impact your finances, like buying or selling property, health expenses, or a child’s tuition. Advisors can help navigate these adjustments with efficiency and profitability.

“If you’re established, hopefully you’ve been contributing to a 401k opportunity for a number of years, or perhaps you have some generational inheritance,” Johnson says. “We provide a survey to evaluate what resources you currently have and make sure they are working optimally toward your goals and retirement.”

Most of the time, this is an exercise that helps provide clarity for investors. The financial check-up makes their goals apparent and helps create a more defined map of what their needs will be in retirement. First Federal Investment Services has mathematical models and planning tools that can help people visually see that by pursuing different investment choices, they can change their trajectory of where those assets will grow in their remaining years before retirement. “These tools can give them an idea if they’re saving enough today to work towards their goal,” says Johnson. “It gives people time to change things when they can still make a difference.”

While Earl Johnson emphasizes that you can start an effective financial plan at any age, every life stage is significant for developing an investment portfolio, starting from the very beginning of your career. Photo courtesy: First Fed

During the prime working years, people can build toward financial freedom in retirement and a fruitful legacy for their families. Financial planning in retirement can be similar to mid-life strategy, but the same investments are viewed through a different lens.

“It really comes down to what can best be described as risk management,” Johnson says. “Are you generating enough income to meet your needs? And, if you are, are you generating more than you need? Are you taking more risk in your portfolio than you need to meet your goal?”

Johnson prescribes balance between the level of risk for the return received.

“In your younger years, you could have 90% of your money in tech stocks,” says Johnson. “As a retiring or retired investor, the volatility with that type of investment structure is probably much more than you want to tolerate. We help people quantify those risks and rewards.”

Investing is one of the best ways to help yourself ensure a retirement lifestyle you can enjoy with the people you love the most. First Federal Investment Services is ready and willing to help you work towards those goals with efficiency and a personal touch from an amazing team of advisors and financial planners.

To connect with Earl Johnson, visit the First Federal Investment Services website at: https://www.ourfirstfed.com/investment-services.

Sponsored

A Cause for Hope and a Labor of Love

Women Sharing Hope is a legacy spanning through generations of local ladies dedicated to supporting their fellow women and the children of Whatcom County. Photo courtesy: Women Sharing Hope

Contribute to crucial local programs and find your next favorite accessory through Women Sharing Hope, a beloved non-profit organization focused on women and children in need. From April 13 to April 16, Women Sharing Hope will host an online handbag auction with proceeds going to Engedi Refuge and the Wildbird Charities Backpack Program.

Mary Gibb, co-owner of Gary’s Plumbing and Heating and Women Sharing Hope’s board president, recently sat down with WhatcomTalk to share details about WSH’s mission and the upcoming auction.

Gibb has been with WSH for about two decades. What began as a group of Whatcom County women hosting an annual ball has become a non-profit organization that’s raised over $1 million for the women and children of Whatcom County. The organization’s main event evolved from the ball to an annual luncheon and handbag auction 21 years ago. This year, the handbag auction will be held online, due to COVID.

This year, Women Sharing Hope’s annual handbag auction will have a Bollywood theme for their carefully curated and colorful packages up for bidding. Photo courtesy: Women Sharing Hope

“We’re going to have over 50 handbags and they will be themed,” says Gibb. “Our theme for the event is Bollywood, so there will be some items that fit in with that and some spring-themed packages as well.” All of the handbags are brand new and uniquely packaged for the auction. “They’re just so darned fun. It’s spectacular to see these packages put together — the creativity is off the walls.”

In the past, WSH has donated to a wide range of other programs and charities throughout the county that focus on women and children. Women Sharing Hope will donate this year’s auction proceeds to Engedi Refuge and the Wildbird Charities Backpack Program.

Members of Women Sharing Hope are a close-knit group of women working to support their community. Photo courtesy: Women Sharing Hope

“Engedi Refuge helps young females that have been a part of sex trafficking and need a place to heal and be supported,” says Gibb. “Wildbird Charities Backpack Program identifies needy kids at schools, and they are given a backpack to go home with them on the weekends, helping prevent childhood hunger. They might get school lunches during the week, but on the weekend, there may not be enough food for them. There’s usually some food for them in the backpack that is healthy and easy to prepare.”

Executive Director of Engedi Refuge Aaron Newcomb weighs in about what Women Sharing Hope’s support means for their organization and the importance of their cause. “Engedi has been helping women stay safe from their traffickers and find a sense of peace, healing, and hope for their future since 2013. Engedi is one of the most successful programs of its kind in the U.S., offering trauma-informed holistic care that is making a radical difference in the lives of trafficked women,” says Newcomb. “We are so grateful for the support and partnerships of amazing agencies like Women Sharing Hope.”

Mary Gibb with Gary’s Plumbing & Heating (right) is ecstatic to donate to Women Sharing Hope and support their online auction this year. Photo courtesy: Women Sharing Hope

Gary’s Plumbing & Heating is excited to donate to the auction and endorse the impactful efforts of Women Sharing Hope in the Whatcom community. Gibb highlights WSH’s recent work in Sumas after the catastrophic floods and how its community fund lends help to those in need.

“The teachers at Sumas had all of their classrooms flooded, so we gave certificates to each of the teachers to support them,” says Gibb. “There have been times where there’s been an unfortunate tragic event in a family, and with our community fund, we can help with those urgent needs.”  

Round up at the Fairhaven Haggen register between now and May 4th to contribute to the Women Sharing Hope community fund. Photo courtesy: Women Sharing Hope

Join Women Sharing Hope and help serve two incredibly vital organizations in Whatcom County while bidding on beautifully curated packages. The Bollywood-themed auction takes place April 13–April 16 and is a free online event. Register online at BiddingOwl.com. Bidding will open at 6 p.m. on Wednesday and end at 6 p.m. on Saturday.

Also, now through May 24th at the Fairhaven Haggen store, you can round up at the register and contribute to the Women Sharing Hope community fund. Just a few cents here and there throughout the community will make a big impact!

Sponsored

Happy Easter! How Bellingham Celebrated in the Early 20th Century

This Easter postcard dates from around 1910. Photo courtesy: Drew Crooks

For over 30 years, Charlotte “Lottie” Roeder Roth hosted egg hunts for children at her home on Bellingham’s Elm Street. Born in New Whatcom, her husband Charles Independence Roth was a leading lawyer and state legislator. He even named the Lottie Roth Block, which he had built in 1890, in her honor. Lottie had begun hosting egg hunts for her own children and later revived it for her grandchildren. She enjoyed making children happy so much that she did not want to limit the event to her own family and invited children from across the city to come.

In 1921, the Bellingham Herald described one of her parties in detail: “In bushes, in the grass and among the flowers the little hunters found their treasures. Meanwhile rabbits which seemed to enjoy the festivities, also hopped about the grounds to the increasing delight of the youngsters. The hunt was not completed until each guest had found an egg and deposited it in his or her Easter basket.”

After the hunt, Lottie provided refreshments for her young guests. “Then,” the newspaper continued, “came the cruise of the ship Dove, on the counter of which was the word The Hague, apparently denoting peace. [World War I had recently ended.] The gang plank was set up and each of the children found in the hold of the miniature vessel candy Easter eggs, fluffy little chickens or tiny bunnies. Small cookies, cut in the shape of rabbits and birds, were passed about as additional contribution to the Easter baskets.”

By the turn of the 20th century, Easter had taken on many of the forms we would now recognize. At Easter, Christians celebrate the resurrection of Jesus. Many secular traditions have also developed around it over the centuries. The spring holiday is full of hope and new beginnings.

Depending on when Easter falls, the flowers of spring are usually in full bloom and Bellingham residents couldn’t get enough of the plants. In 1917, the Horst Floral Shop on Dock Street stayed open all night before Easter. In April 1919, the Market Floral Shop at the Bellingham Market sold all types of blooms, including 1,500 pots of Easter lilies. On the days just before Easter, shoppers could munch on fresh hot cross buns from Neff’s Bakery at Stall Fifteen while perusing the solid wall of flowers on the Magnolia Street side of the store.

Buying new hats for Easter was popular in the early 20th century, as seen in this Bellingham Herald ad for The Fair store on April 9, 1911. Photo courtesy: Washington State Library

Or people could also attend the Bellingham Tulip Festival, which began in 1920. The festival ended in 1929 at the start of the Great Depression (and after several bulb freezes). The first year, Alta Irene Pittman won a song contest with her lyrics for “It’s Tulip Time in Bellingham.” The tulip industry later relocated to Skagit Valley.

People could decorate their own eggs but egg prices often proved an issue. They could purchase egg dye from the Owl Pharmacy at the corner of Dock and Holly for five cents a package in 1914, but Easter demand raised egg prices after a slump during Lent, when Catholics traditionally fast from meat and eggs. They were 30 cents a dozen in 1917 (which is over $7 today).

Perhaps some people preferred candy eggs. In 1916, the Owl Pharmacy sold candy eggs four for a penny and chocolate eggs two for a nickel. The New Sugar Bowl (135 West Holly), a candy store and soda fountain, sold prepared boxes of candies as holiday gifts, promising candy “as pure as the Easter lily,” made in sanitary conditions (a major concern in an era with few health and safety regulations).

This ad for church services from the April 18, 1908 issue of the Bellingham Herald was drawn by Elizabeth Colborne. A graduate of Bellingham High School, she was a commercial artist and illustrated a number of children’s’ books and the famous cookbook/novel “A Thousand Ways to Please a Husband.” Photo courtesy: Washington State Library

One center of the celebration was the “Easter parade.” People traditionally dressed in fancy new clothes for church and family gatherings. While neckties were popular for men, most of the emphasis was on women’s fashion, from gloves to shoes — but the most sought-after item was a new hat or “Easter bonnet.”

Styles changed dramatically from year to year. “It is a rather desperate undertaking for any mere man to assay anything like a technical description of the season’s hats for women,” the Bellingham Herald wrote on April 17, 1911. “The most obvious feature for the new hats is the fact that there appears to be no basic architectural law upon which they are builded [built], for they range in shape and dimension from the huge chopping bowl of our grandmothers to a newly baked muffin which has fallen on the floor and been stepped on.”

The cost of new hats was a source of lament in the male-run Bellingham Herald. “Tis the week before Easter,” the editors whined on April 6, 1912, “and all through the house rings the question ‘Where did you get that hat and how much did it cost?’”

This Easter postcard dates from around 1910. Photo courtesy: Drew Crooks

In 1920, W. C. Weir, principal of Whatcom High School’s night school, offered a way to save money on new hats by inviting women to join the millinery class offered at the school. About a dozen ladies were currently attending a class taught by Mrs. Alexander Howard. The class had just started making Easter bonnets and had room for many more students.

Even today, Easter remains a family holiday. In the early 1900s, this was a time to send cards. In April 1915, the Bellingham post office estimated that they processed 15,000 Easter cards and postcards on April 2 and 30,000 over another three-day period.

Though times have changed, Easter remains an important holiday for many people. It continues as a time of celebration and hope for the future.

Is an ADU Right for You? John L. Scott Real Estate’s Hannah Jones Has Some Answers

Over-garage apartments create private living spaces for homeowners and renters. Photo courtesy: A-1 Builders

It’s not uncommon for many homeowners to add a second housing unit onto their property. Sometimes called a “mother-in-law suite,” what’s formally known as an accessory dwelling unit (ADU) can be a helpful addition for homeowners, whether they’re looking to defray mortgage costs or increase their property’s selling potential.

John L. Scott Real Estate Bellingham’s Hannah Jones knows a thing or two about ADUs, as she built one onto her home several years ago. There are two types of ADU to consider: the attached, where the addition is connected to the main home, and detached, where the ADU stands separate from the main residence.

John L. Scott Realtor Hannah Jones built an ADU (accessory dwelling unit) onto her Whatcom County home, helping her cut her mortgage payment in half. Photo courtesy: Hannah Jones

“I think every house has the potential to have an ADU,” Jones says. “You can build one above your garage, you can build one on either side, or the backside of your house.”

The Benefits

In 2018, Jones added a 500-square-foot ADU to the side of her 3-bedroom, 2-bathroom home. It cost about $48,000 to build, but its occupancy helped cut her monthly mortgage payment in half. 

“In my opinion, it’s a no-brainer,” she says. “It can really offset expenses.”

Rapidly appreciating home values make taking out a $50,000 home equity line of credit (HELOC) a reasonable decision in deciding to build an ADU. The rental income from an ADU can not only help cover the monthly repayment of such a loan, which could be as little as $200, but also defray mortgage costs or other expenses, Jones says.

Utilities for an ADU can either be split by the tenant and homeowner or separated with the installation of additional utility meters.

ADUs can also have huge benefits for families. Jones initially built hers with her mother in mind, and such a residence is a great idea for aging parents or an in-home caregiving situation.

ADUs can be built to seamlessly flow with an existing home. Photo courtesy: A1DesignBuild

“I love the idea of bringing back ADUs so that families can take care of one another when you need it,” she says.

Again, cost savings also come into play. Why pay someone for baby, house or pet sitting when your own family members can help you out?

ADUs are also helpful for those downsizing, especially if you move into an ADU and rent out your main house.

Things to Consider

Regardless of which ADU you choose or where you put it, a permit is the first step to building one. Understanding local zoning codes, whether inside the City of Bellingham or elsewhere in Whatcom County, is critical.

“It needs to be of a limited square footage compared to the size and square footage of the primary dwelling,” Jones says of building an ADU. “The city is really wanting in-fill, so they are really encouraging ADU permits right now.”

The City of Bellingham passed an ADU ordinance in 2018 to allow ADUs in all single-family zones, and since then, permit applications have increased significantly. Both ADU and building permits must be submitted and approved before construction can begin, a process that can take several months. Permitting costs will depend upon various factors, including the size of the unit, whether it’s attached or not, and the number of bathrooms.

ADUs provide living spaces for homeowners and renters. Photo courtesy: A1DesignBuild

In Bellingham, an attached ADU cannot exceed 66 percent of the square footage of the primary dwelling, or 800 square feet (whichever is less). A detached ADU must have access to more than one public street, an alley, and the lot must be at least 5,000 square feet.

While an attached ADU is relatively similar to a duplex, they’re still different based on zoning and code regulations, Jones says. A duplex must be zoned as such, whereas an ADU can essentially be constructed in any single-family residence unless specific restrictions apply. As an example, ADUs cannot be constructed within the Lake Whatcom watershed.

For most city lots, ADU construction is very dependent on setbacks, or the minimum distance an ADU can be located from a property line. Jones says it’s essential to have a clear idea of where those are.

Another consideration is parking. A Bellingham ADU must have a designated parking spot separate from a property’s main parking area, which must account for 2 parking spaces.

Although there may be fewer restrictions outside the city limits, it’s important to address utility concerns like water and power. If you’re on a septic system, for instance, your home must be able to accommodate the added usage.

While the City of Bellingham currently isn’t offering any known incentives for building ADUs, Jones says they are highly encouraging of the practice, even creating a comprehensive booklet about how to build one. It’s essential reading for any city resident currently considering an ADU build and covers estimated costs and handy tips for design and construction.

Jones says that if you’re confident an ADU can work for your property and your wallet, call the city and figure out your permitting costs. Once that’s figured out, find the right contractor and bid, and before you know it, your new ADU will make your property that much more functional and desirable.

Featured photo courtesy of A1DesignBuild

Sponsored

The Case of the Crushed Clown: Dirty Dan Murder Mystery Weekend Is Back for Its Second Run!

The Dirty Dan Murder Mystery Weekend commences for the second year in a row with the Case of the Crushed Clown. Photo courtesy: Fairhaven Association

In the beautiful village of Fairhaven, a clown has had their last laugh, found crushed under the rather dusty weight of a hay bale on Harris Avenue. As rumors swirl and a mystery arises, Mayor Wilson calls for aid from any gumshoe willing to ponder the dastardly deed and put their theories to the test. The Dirty Dan Murder Mystery weekend is back on for the second year in a row with the Case of the Crushed Clown. Executive Director of the Fairhaven Association, Scott Ward, and chair of the Murder Mystery committee, Chris Caldwell, recently sat down with WhatcomTalk to set the stage for the mystery and mayhem set to unfold on April 23.

“Last year, during the pandemic, we were trying to come up with something to do that would honor the COVID protocol,” says Ward. “One of our business owners — Robin Robertson at Bellingham Training and Tennis Club — remembered that Langley, Washington, had done a murder mystery for several years, and she thought we could do a murder mystery here. We felt we could easily do that in a safe and respectful way.”

This year’s theme honors the circus that passed through Fairhaven in 1891, featuring several local performers. Photo courtesy: Fairhaven Association

Thus, the Dirty Dan Murder Mystery weekend commenced with the case of a runner found dead next to the statue of Dan Harris. The Fairhaven Association encouraged local detectives to begin their quest by reading the Fairhaven newspaper front to back and collecting clues from different locations all within a half-mile of the Fairhaven Village Green.

“It was fantastic,” Ward says. “We didn’t know what to expect, especially since it was in the depth of COVID. We had about 550 people show up and we got a lot of positive feedback, especially from the folks that participated — we call them gumshoes — and the businesses involved. Everyone had such a great time.”

Incorporating the enigmatic world of the circus, the Fairhaven Association hopes to shine a light on some of the village’s history with this year’s case.

Join other gumshoes on the hunt for the truth about the clown tragically crushed by a hay bale on Harris Avenue. Photo courtesy: Fairhaven Association

“It’s a theme based on a circus that actually came through Fairhaven in 1891 and will have a cast of 10 characters, all playing circus performer parts for this year’s Case of the Crushed Clown,” says Caldwell. “On the weekend of April 23 and 24, we’ll have those suspects roaming around the Fairhaven Village in character and in costume, answering questions from the gumshoes trying to solve the mystery.” Twenty-five business locations will hold additional clues gumshoes can collect to help solve the mystery.

Village Books is the title sponsor of the event and several other businesses have lent their resources to the success of the weekend.

“We have the 25 clue locations, and we have businesses that have purchased ads in our newspaper, which is also part of the clue finding,” Caldwell says. “We have donors for food and prizes that will be named and most of the village is involved.”

The “Fairhaven Observer” will feature photos of the suspects wandering the village and answering questions about the murder. Gumshoes are directed to submit their answers with their official ballot and the correct ballots will be entered into a drawing for amazing prizes like merchant gift certificates, memorabilia, and weekend getaways. Even if you guess wrong, your ballot will still be cast into a drawing for other prizes.

The Murder Mystery weekend aims to welcome new visitors to the historic village while honoring its current residents. “Part of what we wanted to do was share and celebrate some of Fairhaven’s history with this event,” says Ward. “When we bring Dirty Dan Day back, it will be a part of the same weekend, so we just wanted to make sure that in this event we were telling a story from Fairhaven’s past.”

Last year’s event was a smashing success and Ward expects much the same for 2022.

“If this year is as successful as last year — or even more so — we’ll continue to do this,” he says. “This is the perfect event for us because it does everything we want it to do: We want folks to discover Fairhaven and all of its many independent and beautiful businesses, and we want to keep people in town as long as possible — to stay here and enjoy Fairhaven and Bellingham. Doing it over two days gets people to stay overnight and really just spend more time in a place that we really love and want to share.”

Try your hand at cracking the case and enjoy a gorgeous weekend in historical Fairhaven. Prior to April 15, tickets are $15 per individual and $25 per family or group. After April 15, ticket prices raise to $20 an individual and $35 per family or group. Register online here or at 1106 Harris Avenue during the week.

Sponsored

Announcing Whatcom Literacy Council’s Annual TRIVIA BEE

Submitted by Whatcom Literacy Council

The Whatcom Literacy Council will be hosting the 26th Annual TRIVIA BEE on Thursday, April 28th, 2022, from 6:30 p.m to 8 p.m. We will be working with Ryan Budds of TRIVIA WITH BUDDS to bring you a fun and interactive online trivia night akin to Jeopardy! Register your team of three ($75) on our webpage, or just watch for free. Sponsorships are still available.

Scotty VanDryver of KAFE Radio will host this exciting match of wits and brainpower. Teams compete in all four rounds in a range of topics. The winner goes home with the traveling “Totten Trophy.” Because it is a virtual ZOOM event participants can play from anywhere, with answers submitted via cell phone. Last year’s winning team “The Crabpots” had players from Bellingham, Alaska, and Baltimore.

For local residents who would like to meet in person The Local Public House (1427 Railroad Ave, Bellingham, WA) and Menace Brewing (2529 Meridian St, Bellingham, WA) will both be showing the event on big screens. Space is limited so come early to hold your spot; proof of vaccination and masks required.

Be sure to check out our online silent auction the week leading up to the Trivia Bee (April 23rd through April 30th ). If you are interested in donating a basket for the silent auction please contact us.

All proceeds support the free adult literacy programs of the Whatcom Literacy Council.

Since 1983, the Whatcom Literacy Council has helped hundreds of adults in Whatcom County transform their lives by strengthening their literacy skills with free tutoring and small group classes. Proceeds from the event go directly to programs that help our neighbors here in Whatcom County build skills that help them get jobs and take care of their families.

Please contact us at events@whatcomliteracy.org for information on sponsorships, team registrations, or donating a basket for the silent auction. Thank you!

Road2Home Provides a Path To Housing for People Experiencing Homelessness

Gardenview approach to helping includes having staff, including Case Manager Carol Oullette, on site to assist residents in their transition. Photo credit: Steven Arbuckle

Whatcom County, along with many other parts of the nation, is witnessing a rise in the number of people without housing. And once a person finds themselves on the street, it can be nearly impossible to reclaim solid ground. But research and experience show that, with a little help finding stability and cutting through red tape, it is possible for people to gain independence again. Bellingham’s Road2Home and its Executive Director Ashley Buerger are busy doing just that.

Buerger is marking her first year at Road2Home, which has been around since 2019. “A couple of local community members who are really active in volunteerism saw a need for more services, and more service providers,” she says. “One of the founders has a background in case management and also worked in a hospital setting, and found it difficult to navigate the services that do exist. It stemmed from a need to close that gap, and was really fueled by the population we serve.”

After graduating from Blaine High School and completing her undergraduate degree in therapeutic recreation at Western, Buerger I spent her early career working with children, families, and aging adults. She then went into psychiatric and mental health services. After working with these vulnerable populations, she got her master’s degree in 2021 in health care administration from the University of Washington.

A colorful array of rooms represents a chance to feel safe and stable, an important first step towards moving back into a home. Photo credit: Steven Arbuckle

“I went to school to get my master’s in leadership because, in behavioral health settings, I always found it hard to not have any real influence after folks left the hospital,” Buerger says. “A lot of the folks I was working with experienced co-occurring disorders and were oftentimes unsheltered, and there was nothing I could do after they left my reach.”

That always felt unsettling to Buerger, so when she saw an opportunity to be in the community and serve the population right where they’re at, she jumped at it.

Road2Home is currently focused on four main projects, including a robust Community Volunteer Training program open to anyone in the community interested in taking part. “We started by showing up and doing street outreach and asking the community what type of support they needed,” says Buerger. Road2Home staff find a lot of volunteers who want to help but don’t know how or where; or have a lot of questions, which Road2Home can guide them through. “We believe that people who are educated and asking questions are going to be able to show up for our community in a better way.”

There’s a celebration every time a resident is able to move from a tiny home into a longer-term situation. Pho-to credit: Steven Arbuckle

Over time, that evolved into a second project, an Ally Program which pairs trained community members with people who are experiencing housing instability. “We have the CAP—Community Ally Program—and those volunteers are paired with individuals who are living in encampments, on the street, or even at other shelters or tiny homes,” Buerger explains. “We also offer GAP—the Gardenview Ally Program—so that residents can develop social support. It’s designed to further the reach of our organization, and of services in general, because there just aren’t enough case managers to go around.”

Road2Home’s third main focus is the operation of the Isolation and Quarantine Facility, which provides a place for people who are without homes, or live in group settings, who have been exposed to COVID. “Previously, Sea Mar and Base Camp were partners in operating the facility, since the start of the pandemic,” says Buerger. “We were really happy to step in last September, to provide them some reprieve.”

IQF Site Supervisors Jamison Orr (left) and Rosalee Cowan help keep residents safe and comfortable as they recover from exposure to COVID. Photo credit: Steven Arbuckle

Finally, there’s Gardenview Village, a collection of tiny homes that helps move people from the street into housing. Road2Home partnered with the Low Income Housing Institute, (LIHI) who provide a village supervisor and organizers to meet residents’ needs and maintain the site.

“LIHI has a model in Seattle where they’ve really refined an efficient process of building and running villages,” Buerger says, “but this is a really unique village because there’s so much community involvement. We oversaw the development of the village itself over the past six months, and we recruited volunteers who showed up every weekend and were so invested in making Gardenview happen. And that community support still exists today.”

More and more people are seeing that a helping hand is much more useful and efficient than punishment when it comes to addressing the problem of homelessness.

Tom, a participant seeking help with housing, poses with his ally in finding solid footing, Melissa Bird. Photo credit: Steven Arbuckle

“Gardenview is meant to be a sort of bridge,” says Buerger. “A lot of folks struggle in a shared, communal living setting, so this is a nice way to have their own four walls again. And there’s staff to help them while they stabilize and work toward being housing ready.”

Being ready for housing means different things for different people, but it almost always involved coordinating with several different agencies. “Our case managers help with identification and driver’s licenses, enrolling or re-engaging with Social Security, getting set up with primary care physicians, and tending to physical and mental health needs. And then, from there, launching into the housing search,” Buerger says. “The goal for everyone who comes to Gardenview is to help them move on to something more stable, something more permanent, where they can be independent and successful.”

Gardenview approach to helping includes having staff, including Case Manager Carol Oullette, on site to assist residents in their transition. Photo credit: Steven Arbuckle

None of this would be possible without help, and Buerger has an extensive list of supporters, and gratitude for what their assistance has accomplished.

PeaceHealth has been a huge supporter, and the Opportunity Council—specifically the Whatcom Homeless Service Center. We have the pleasure of working with the Health Department, Whatcom County, and the City of Bellingham. We really treasure those relationships and are proud to be working alongside our local governments,” says Buerger. “Chuckanut Health Foundation have provided funding, but they’ve also stepped up in a lot of other ways. That funding was managed by the Whatcom Human Rights Task Force, a really incredible liaison. And the Whatcom Community Foundation supported us early on, and really helped us get on our feet. It’s so impressive how little competition there is in Bellingham, and how collaborative everyone is. We really value those partnerships.”

Whatcom County can now add itself to the list of communities learning that if you put a person in a place where they can feel safe, they can start to turn their life around.

“I don’t think most people know what it feels like to live on the street, to have to really fight for every basic need, but I think Bellingham has been very welcoming and supportive overall,” Buerger says. “There’s a lot of stigma and bias out there, but the reality is that they are us. They are part of our community — our brothers and sisters and neighbors and mothers — and they wouldn’t choose that life if they had an alternative.

“Housing shouldn’t be political; it shouldn’t be debated — it’s a basic need.”

The Importance of STEM-Based Education for the Future

STEM-educated students gain valuable critical thinking skills and teamwork for success in their future careers. Photo courtesy Franklin Academy

Gretchen Buscko and Jared McMinn of Bellingham’s Franklin Academy recently sat down with WhatcomTalk to discuss the importance of STEM in elementary school education, a philosophy the preschool through eighth grade private school integrates into its progressive curriculum.

Standing for science, technology, engineering, and mathematics, STEM is an educational model that highlights the need for a solid science-based educational foundation in elementary-aged students. It’s also proving crucial to future workforce successes, as world interests increasingly gravitate toward technology and science.

“It all started with the need for more workers in these areas, a shift that started with the tech boom here in the Pacific Northwest,” says Head of School Gretchen Bucsko. “At first, they were trying to balance out the industry by recruiting more girls, and then it evolved into needing more people working in all those fields — not just girls, but more workers to keep up with the demand.”

As technology has been interwoven into everyday lives, it’s solidified a permanent place in the world for this ever-evolving field and the need for more experts who are able to explore it.

Students of the Franklin Academy in Bellingham participate in a STEM focused curriculum, affording them the opportunity to learn a range of relevant skills able to meet the challenges of today. Photo courtesy Franklin Academy

Younger generations, in recent times, have shown a major increase in interest in science and technology, creating a growing need for sophisticated and inclusive curriculums.

“STEM is for boys, girls, everyone,” says Bucsko. “That is one of our main focuses and why we started with this big push for STEM. These fields are where the jobs are going and we want all of our students prepared to have those skill sets so that, no matter who they are, they can find a job in those areas.”

A STEM-based curriculum is an excellent way to acquire incredible team-building skills in children and serve as a springboard for highly productive and innovative interpersonal aptitudes. Soft skills like communication, creativity, and critical thinking play a significant role in STEM type careers.

Franklin Academy 5th to 8th grade students take nine classes on a rotating block schedule: Spanish, math, science, language arts, social studies, physical education, coding/technology, art, and economics/science fair research. Photo courtesy Franklin Academy

“Understanding soft skills is understanding how to be a good employee and being able to work with a team,” says Bucsko. “We often do big projects where students have to solve a problem. If you have great soft skills, then you can collaborate, you can communicate effectively, and you can have a better product because you worked together to solve a problem and you had all sorts of ideas contributing to that outcome.”

Technology and media literacy also take center stage when integrating STEM into an educational model.

“Media literacy allows people to access and critically evaluate,” says Bucsko. “We encourage students to view media in different ways, which allows for them to be a citizen making good decisions based on multiple types of facts.”

From a young age, STEM education promotes hands-on learning and teaches real-world applications for classroom lessons. Photo courtesy Franklin Academy

Technology literacy establishes a strong skill for acquiring digital information and communicating via a digital environment — another area of interest that’s skyrocketed over the past two decades. At the Franklin Academy, students participate in a cross-grade curriculum focused on career exploration in STEM using a collaborative and interdisciplinary approach to help them experience real-world applications and enable them to meet the challenges of the 21st century with well-developed critical thinking and problem-solving skills.

Overall, it comes down to how a STEM-heavy educational background can place these students in highly successful and lucrative careers that simultaneously improve the lives of themselves and others.

“Our school approaches STEM in a different way than a lot of different schools,” says Bucsko. “We really try to stay to the root of what our STEM purpose is. We make sure that our students are prepared to have a career in science, technology, engineering, and mathematics. We approach that in such a way that ensures our students are getting more math than anywhere else, as well as plenty of science, and we just introduced a brand-new engineering program.”

STEM-educated students gain valuable critical thinking skills and teamwork for success in their future careers. Photo courtesy Franklin Academy

Instructor Jared McMinn leads the Franklin Academy’s new engineering program, using a curriculum from the Museum of Science called Engineering Everywhere.

“Our curriculum is a rigorous, research-based design where students model critical science and engineering practices and infuse 21st century skills,” says McMinn. “These include a focus on critical thinking, collaboration, communication, creativity, flexibility, and persistence.”

Engineering is especially relevant in a STEM-based education, encouraging students to apply their skills to real world applications.

“In our engineering course, students grade 5-8 focus on engineering topics, exploring the many different fields of engineering while engaging in the Engineering Design Process: Question, Research, Plan, Create, Analyze, Improve, and Communicate,” says McMinn. “As students learn, they have the opportunity to correct and reflect on their designs, strengthening their ability to refine higher-level thinking skills.”

Innovation and adaptation are keys to a productive future for us all, skills that are acquired and practiced daily in a STEM educational model. As the relevancy of science, technology, engineering, and mathematics grows to encompass modern societal priorities, STEM education will become the one of the most important approaches to elementary school-age instruction.

The History of Bellingham’s Tulip Festival

A conveyor belt of floats and parade marchers make their way up and down Cornwall Avenue during the 1922 Tulip Parade. J.W. Sandison photo courtesy Whatcom Museum

Each spring, thousands of people descend upon the Skagit Valley’s large, brightly colored tulip fields to witness the vibrant blooming of spring in our corner of the world.

But a century ago, Whatcom County was actually the main draw for tulip-seekers. Beginning in 1920 and ending in 1929, Bellingham’s annual Tulip Festival celebrated the dawning of spring with parades, pageantry, and other festivities.

It was an event that drew people from well beyond the county’s borders and prospered greatly due to the confluence of several societal trends, including the growing normality of the affordable automobile and the economic prosperity of the “Roaring Twenties.”

Getting in Gear

Driving into Bellingham in 1920 wasn’t anything like it is today. Decades before Interstate 5 connected Western Washington from north to south, many people visited Bellingham via train or ferry.

That began to change in 1916 when Chuckanut Drive — a roughly 20-mile stretch of narrow dirt road clinging to the side of the Chuckanut Mountains and overlooking Samish and Bellingham Bays — opened to auto traffic as part of Pacific Highway 1.

The Rotary International float leads the parade through the intersection of Holly Street and Railroad Avenue during the 1923 Tulip Festival. The building between the California Pool Parlor and Commercial Hotel still stands today and is home to a tattoo parlor and Mexican restaurant. Fred Jukes photo courtesy Whatcom Museum

Since the introduction of the Ford Model T in 1908, more and more Americans were finding themselves able to afford their first car. When a mix of city, state, and federal funds helped pave the northern-most portion of Chuckanut Drive in 1920, traffic to Bellingham picked up. By 1921, nearly the entire route was paved.

With individual travelers visiting Bellingham in their own vehicles, local businessmen like Henry Schupp — manager of the Leopold Hotel — encouraged the idea of tourism.

Jeff Jewell, Whatcom Museum archivist, says that while the area boasted a prodigious salmon cannery and lumber mills, those did little to differentiate Bellingham from other Puget Sound municipalities.

Municipalities outside Bellingham found space in Tulip Festival parades, as this 1925 George Vancouver tribute float from the City of Vancouver, British Columbia attests. Clyde Banks photo courtesy Whatcom Museum

So Schupp and others hatched the idea to create a springtime draw to the city using the blossoming beauty of tulips. At the time, several tulip fields were located close to Bellingham, including at the present-day Smith Gardens area off Marine Drive and at a large government bulb farm site that’s now Bellis Fair Mall.

A commercial flower garden and bulb farm also existed off Northwest Avenue near the current Yeager’s Sporting Goods location; Tulip Road runs through the Columbia neighborhood where fields of flowers once grew.

Local resident Carmen Runestrand rides a dragon float, sponsored by the Bellingham Publishing Company, down Holly Street during the 1924 Tulip Festival parade. Fred Jukes photo courtesy Whatcom Museum

Historically, Jewell says Bellingham area schools had previously held festivals in May, a time when sometimes mediocre early spring weather typically gives way to warm, sunny days.

So, in late April 1920, the city’s very first Tulip Festival commenced. For roughly two weeks, activities across the city celebrated the blossoming of spring, and local business owners — many of whom sponsored the festival — celebrated the increase in money being spent.

The Tulip Festival boasted a carnival — held on the current site of Bellingham High School — as well as the naming of a festival queen. Local businesses picked a series of adolescent girls as candidates, and whichever business sold the most Tulip Festival pins would have their girl declared the winner, Jewell says.

The naming of a festival queen was also part of festivities. Violet Sampley, daughter of Bellingham city attorney Charles B. Sampley, was named Tulip Queen in 1925. Fred Jukes photo courtesy Whatcom Museum

In 1925, Violet Sampley — daughter of City Attorney and Ku Klux Klan member Charles B. Sampley — received the honor of queen as the Rhododendron Club candidate.

Floating Away

The festival’s biggest event, however, was its parade.

Every school, fraternal organization, and important community entity spent time and effort crafting their floats, many of which were set atop stripped-down automobile frames. Cities as far away as Vancouver, British Columbia, entered floats, too.   

There were boats, dragons, and all manner of amusing entries; one year, a float from Lynden featured a very fake cow next to some very live chickens, which were encased in a makeshift chicken wire coup.

A giant chicken distinguishes the Washington Cooperative Egg & Poultry Association float in 1925. Many floats of the era rested over stripped down auto frames (see the driver at right of the chicken). Clyde Banks photo courtesy Whatcom Museum

The well-spectated parade route, Jewell says, began along Holly Street around the area of Forest and Garden Streets, and proceeded down Holly for several blocks before turning onto Cornwall and several other streets. The first year, the parade actually went up Holly Street. Unsurprisingly, Jewell says this was never repeated.

The parade’s most controversial moment came in 1926, when the local Ku Klux Klan attempted to obtain a parade permit. Debate among parade committee members was fierce; at one meeting, several members threatened to resign over the matter. In the end, parade committee chairman J.J. Donovan denied the Klan a parade entry.

Through 1929, the late April-early May festival grew in popularity and stature, mirroring the 1920s building boom of downtown Bellingham. The Mount Baker Theatre appeared in 1927, and was joined two years later by the Bellingham Hotel — still the city’s tallest building. A massive addition to the Leopold Hotel was also completed that year.

This flower-covered, Sedro-Woolley-based float makes its way down Cornwall Avenue in 1925. It’s not known who made the float, which seems to have some funeral home vibe to it. Clyde Banks photo courtesy Whatcom Museum

With the Great Depression in full swing by the spring of 1930, the Tulip Festival was downsized to a children’s event — due to a decrease in both local business sponsorships and tourism. In the ensuing years, a springtime pageant for children would be held at Battersby Field, but it would bear little resemblance to the pomp and circumstance of the Tulip Festival.

A Lasting Legacy

In spirit, however, the Tulip Festival never really died.

After World War II, Bellingham revived its springtime celebration, sans tulips, with the “Blossom Time Festival.” Parades, carnivals, and festival queens graced Bellingham’s streets once more, and Blossom Time continued in name until the early 1980s.

A conveyor belt of floats and parade marchers make their way up and down Cornwall Avenue during the 1922 Tulip Parade. J.W. Sandison photo courtesy Whatcom Museum

In 1973, Blossom Time added a multi-sport relay race called “Ski to Sea,” which quickly became popular. About a decade later, the festival itself was renamed Ski to Sea, and it continues to this day each Memorial Day weekend. There is fun, there is excitement, and there is still a parade.

In looking back on the Tulip Festival’s decade of downtown prominence, Jewell views it as part of a ‘Golden Age’ in Bellingham’s downtown: when it was truly a community hub for the entire county, filled with local hotels, restaurants, and other businesses representing the growth and optimism of the era, and when the blooming of spring made just about anything seem possible.

“You can see how the trajectory of the Tulip Festival, which was just upwards, would have kept going,” Jewell says of its popularity. “Had the ’20s economy continued into the ’30s, we might still have a Tulip Festival.”

Spring Forward With Spring Cleaning

Photo courtesy: Barron

Submitted by Barron Heating & Air Conditioning

Ahhh the sun…how we’ve missed you! But as its brightness and warmth are shining through your window, it’s hard not to notice the dust that’s floating through the air. If you’re anything like us, our clocks have sprung us forward into full spring-cleaning mode. Steaming floors, rotating mattresses, cleaning ceiling fan blades (not necessarily in that order!)…there’s so much to be done to make your indoor air fresh and clean for the new season. But while you may be hard at work checking off that to-do list, there’s a large and often neglected area that’s much harder to reach: your ducts.

Photo courtesy: Barron

From dust to dander and animal waste, your air ducts hide a slew of contaminants that can lead to poor indoor air quality. Even the tiniest leaks can draw in air from crawl spaces, attics, and walls, carrying dirt, chemicals, construction debris, rodent urine, mold, and germs—all of which are pulled into your HVAC system and recirculated five to seven times a day (nadca.com). Yuck! But don’t even think about sticking a vacuum in your heat registers. A professional duct cleaning is a must for ultimate cleaning and quality indoor air. Certified by the National Air Duct Cleaning Association (NADCA), our Barron Air Solutions Team uses full-truck vacuums that are 600% more powerful than your typical shop vac. Combined with a dual-compressor system—the most robust cleaning process available today—a professional duct cleaning is key to demolishing that filth that’s lurking within.

Photo courtesy: Barron

Clean ducts need clean filters, and spring is the perfect time to swap them out (we recommend twice per year at a minimum!). Filters come in a variety of styles and levels, so be sure to use a good quality pleated version. Look for one with a minimum efficiency reporting value (MERV) of 9 or higher—this will trap at least 85% of air particles that cause irritations like allergies and asthma, especially if it’s changed often. A 5-in-1 HEPA bypass filter has the highest level of particle capture of any filter system, capturing 99.7% of particulate 0.3 microns or larger, proving to be a great match for most airborne matter. But before making the switch, it’s important to check with a professional. Higher MERV rated filters, while effective in improving air quality, can significantly increase the static pressure of your duct system if it isn’t equipped to accommodate one. Much like blood pressure in the body, static pressure that is too high can ultimately cause equipment failure (let this be your warning!).

Ready to take your cleaning to the next level? Once those ducts and filters are clean, duct sealing ensures that contaminants stay out for good. 95% of homes have leaky ducts of some kind (aeroseal.com), meaning air is not only being pulled into your home from the dirtiest areas—crawlspaces, attics, and walls—but up to 40% of your paid-for heated or cooled air can escape. Aeroseal® is the industry’s most effective method for sealing entire duct systems, plugging otherwise unreachable leaks with its patented non-toxic, water-based aerosol adhesive. 

Photo courtesy: Barron

Looking for more? Our Ultimate Indoor Air Quality Upgrade is an all-in-one package that can equip your space with the best indoor air quality solutions. But if it’s your water that’s needing a spring cleaning, we do that too! Water quality has an often-underappreciated impact on your health and home, with a wide range of bacteria and pollutants that can contaminate your supply. From hard water minerals to viruses, chemicals, and chlorine, dissolved matter in your water can damage your home’s appliances and piping, irritate your skin and hair, affect water odor and taste, or even make you sick. But fear not! The Barron Plumbing team of experts can help you find the best solution for the water in your home.

Whether it’s dust, allergens, or hard water that’s got you down, the WholeHome™ solutions at Barron Heating AC Electrical & Plumbing will raise the bar on your spring cleaning. With proper cleaning, filtration, and duct sealing, a visit from our Air Solutions Team can be just the ticket for quality indoor air. We’re now offering $100 off air duct cleaning, $300 off Aeroseal® duct sealing, or $500 off both cleaning and sealing! And if clean water’s what you’re after, get up to $400 in combined savings with a series of water treatment systems with Barron Plumbing. That includes $50 off a sediment and carbon filter cartridge set$100 off a UV anti-bacteria system, and/or $200 off a point-of-entry water conditioning and treatment system. Specials are available for a limited time, so give us a call today! As your Pacific Northwest home and building performance experts since 1972, we stand by Our Mission: Improving Lives™.

STAY CONNECTED

17,793FansLike
8,637FollowersFollow
3,763FollowersFollow

Upcoming Events

Business